Thanks Jefito - I get that the two account approach could work, but logging back and forth is a pain - Evernote have been given enough gripe for slow mobile apps for example, and key for me is to quickly get an idea, whether personal or business, or a business card into my central note point quickly.... - plus you'd need to pay for 2 accounts if you wanted the full set of features...
Appreciate the reply, cheers Steve.