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Evernote emailed me saying that my credit card had been declined and to contact my bank, and I did, but my bank said there were no issues. Also, on that same day, Evernote charged me $1 (not really sure why, and they aren't replying to the emails send for Evernote Support), so obviously they don't have a problem charging me. Yet, they are threatening to downgrade my Premium because they can't access my card. Has anyone else had this problem?