One thing that I hope we'll see is for banks and other institutions to allow you to set up your account with a different password that would allow you to only download statements. That way, I could give that account and password to FileThis Fetch or other service, but all it could do was download statements, not transfer money out of my account or make payments, etc. However, this probably won't happen, because there's little pressure for financial institutions to do so. For FileThis Fetch, I don't think there's much fear for it having my password for certain accounts, like Comcast. I guess if someone got my Comcast password, they could add some ***** channels to my lineup, or take away HBO I guess, but not really much else. It's the banks and credit cards that are probably the issues for most people. I have used FileThis Fetch, and it's worked fairly well. I've gone paperless with a few accounts, like Comcast and AT&T Wireless, now that the statements come into my Evernote account.