Dan Barkley

This was the problem. When I upgraded to the latest version, the templates show up. I didn't know that there was a later version available. It didn't show up in the App Store. Thanks for the help.

I am having the same problem. The "option" does not appear in the upper right of the screen and the "template" doesn't appear at the top of the note. I'm a Premium user and have the latest version of Mac OS.