Thank you for the detailed description PinkElephant
agsteele -- user setting seems optima -- followed by saving as changes are made
I'll get a support ticket to request the update later
truthfully it pushes me towards looking for a competitive application knowing that any quick thought gathered in a hurry requires me to perform an additional step and any time I don't remember then I risk losing it, I've been a paid Evernote user for many years and resisted migrating because of the library of notes already collected which is pure sunk cost fallacy in action