This is a game changer for me because the whole point of these note programs is for them to help me feel creative and not get in the way.
Actually, the whole point of Evernote is to collect, organize & retrieve info from a variety of sources/devices. A by product may be that it helps you feel creative.
I know onenote can do more advanced stuff then this but I don't really care about that stuff because I just want something that replaces a pad of paper. And its a shame because i really love the idea of evernote.
Evernote, along with a myriad of other apps, certainly replace a pad of paper, unless you're making a paper airplane or spitball. WRT the "more advanced stuff", it's all relative. You'll find a number of posts from a number of different users that all state (essentially), "all I need is ___". Everyone has their own "this". EN has stated that they try to stick with features that will work across all platforms, since their goal is to have feature parity. I'd guess many of the features ON has would be difficult to implement across the various platforms EN lives on.
What do you mean by generate text?
I suspect that means making text notes.
For me mostly Onenote ist overkill so I prefer for most things Evernote.
Agreed.
Normally you are safer with the products of a big company than with those of a comparatively tiny company like Evernote.
Disagree. I think most of the time, software from "small" companies is equally "safe" as software from "large" companies. And like GM, IME, "small" companies normally have better support systems. Try getting help from MS or HP w/o handing over your credit card info.
Some forum members use both 
Yup. I would be one of them. I use ON occasionally. OTOH, there isn't an hour I'm on the computer/iPad/iPhone that I don't use Evernote. More often than not, I use it more than once per computer/device hour.